TENURE
All DCI loan shall run between one (1) month to a maximum of twelve (12) months.
Loans
About Our Loans
DCI loan is open to all bankable adults with secured and verified collateral. Whether business, personal or salary advance loan.
All loans from DCI shall attract a non-negotiable minimum interest rate of 10%, depending on the duration of the loan, the principal and interest shall be repaid on an equal proportion monthly into the company’s designated account.
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01 ONE (1) MONTH (ONE-OFF REPAYMENT)
Duration 1 months.
One-off interest of 20%.
One-off repayment of principal and interest. -
02 TWO (2) MONTHS TO six (6) MONTHS (MONTHLY INSTALMENT OF PRINCIPAL & INTEREST IN EQUAL PROPORTION)
Duration 2 to 6 months.
Interest rate 15% per cent monthly.
Monthly repayment plan. -
03 SEVEN (7) MONTHS TO TWELVE (12) MONTHS (MONTHLY INSTALMENT OF PRINCIPAL & INTEREST IN EQUAL PROPORTION)
Duration 7 to 12 months.
Interest rate of 10% monthly.
Monthly repayment plan. -
04 LOAN FOR INVESTORS
No collateral or security required.
Duration up to the duration of your investment with DCI.
Interest rate of 10% monthly.
Monthly repayment plan.
Provided that the loan applied is not more than 30% of the ivestment with DCI.
Securities
Securities
ACCEPTABLE SECURITIES
Title Documents (whether empty plot or built up).
Cheque.
Cars.
Household equipment.
Investment from DCI.
Any other verifiable property that the company may deem proper after Valuation All securities for loans must be verified by the company and the value of the said security shall be more than 70% of the loan month to be given.